As a true nomad, you don't really want to talk about money. Life is not about the scarcity of money, but about the scarcity of time that we have. And yet, we can't ignore the subject of finances. Living in a camper doesn't cost nearly as much as living in a house. But of course we also spend money. In this blog, we give an insight into our finances.
Income
Let me start with the income. I have written before that I am currently renting out my house. However, given the changing legislation, I am going to stop doing this. The current tenants have terminated the lease and re-renting is only possible for an indefinite period. I don't like that idea, so the house is going up for sale. Because the house is almost mortgage-free, I can invest the proceeds. I hope that the investments will go so well that the original amount will remain untouched, so that we can buy a house with it later. We will live off the profits on the investments.
Expenditure
Then the expenses. What does it cost to live in Globus 2 ? Of course, you can make it as crazy as you want. Below is an overview of the costs we make monthly:
Cost item | Amount in Euro |
Camping and diesel | €500,- |
Groceries | €500,- |
Health insurance | €275,- |
Road tax | €86,- |
Camper insurance | €84,- |
GSM/data subscriptions | €71,- |
NLZiet, Netflix and Spotify | €32.93 |
Third party liability and travel insurance | €25 |
External cloud storage | €36.3 |
Other (eating out, fun things to do, clothes, etc.) | €250,- |
Total | €1,860.23 |
Camping and Diesel
We combine these two items, because they are related to each other for us. If we drive a lot, we have less to spend on overnight stays at a campsite and if we stay at a campsite longer, we travel less. In any case, we always try to stay within €500. It is clear that we therefore spend most nights for free. The Park4Night app and the Campercontact app are a huge help. These apps show where you can and cannot stay overnight for free.
Taking care of the little ones
Speaking of diesel. We pay a lot of attention to where we fill up. The differences can be enormous. For example, in Portugal a liter of diesel is currently €1.618 and in Spain €1.372. But even within Portugal the prices vary enormously. At a BP you pay €1.712 and at the supermarket Intermarché you pay €1.509. A difference of more than 20 cents per liter. Just calculate your advantage per tank! (prices 8 Nov 2024). In addition, we do as much shopping as possible at the cheaper supermarkets such as Aldi and Lidl.
"Some people are so poor, all they have is money"
Other costs
In addition to the above costs, we have a number of other costs such as:
Garage box in the Netherlands €500 per year
ANWB Camper membership € 233.40 per year
Adobe Lightroom and Microsoft subscription €200 per year
1Password password management €90 per year
NKC membership (including Campercontact Pro) €55 per year
Filling gas tank €40 per year
Park4Night €9.99 per year
If you add up all these costs and divide them by 12, you actually have to add almost €100 to the monthly costs.
Advertisement:
The proceeds will go towards financing this website
Website
Finally, we have the costs of maintaining this website. The costs of this are approximately € 330 per year. We try to earn back these costs through the proceeds via this site. At the moment, this is only the BOL.com banner. When you click on this and you buy something via the site, we receive a very small percentage. Last year, this earned us € 110. So if you want to support us a little, you know how to do that :-)
Poll: What do you think of these costs?
Higher than I expected
Lower than I expected
I had no idea
Where are we?
5,315 km since our departure. The last few days we have been staying at a campsite near Faro. Just sitting in the sun and washing all our clothes. The campsites here are surprisingly cheap. We paid €12.50 per night. In the meantime we have left Portugal and are back in Spain. We really feel like we have seen Portugal well.
If you like to follow our experiences, sign up at the bottom of this page if you haven't already done so and you will receive, maximum 1x per week, an email when we have posted a new blog. Your email address will not be used for anything else than this!
Comments